I'm retired now and cycling more than ever...! I feel the most 'bike fit' that I've ever felt and look forward to riding at every opportunity which is pretty much as often as I want.
Hopefully everyone on this thread is in an area that allows for cycling during this corona-virus lock down... I'm riding on roads and avoiding bike/pedestrian paths as much as possible (don't like riding up on people or cyclists and having to pass...).
Glad to see this post is still going and I hope it's an inspiration to anyone who happens to stumble into it...
One of the advantages in starting older than younger is you're always getting better... opposed to having started younger and watching it slip away... it truly is 'nevertoolate'!