Wow is that stupid. I always try to minimize the risk of serious injury to myself. I wear a seat belt, I don't cross streets against the light when there is traffic. I wore a helmet when I rode a motorcycle and raced cars. I don't have unprotected sex. I shelter at home. I'm NOT going on about how safe I am wearing a helmet biking I'm simply stating that it reduces the risk of serious injury.
I cannot understand how any rational, intelligent individual wouldn't. I wait to hear an explanation from one. Clearly that is not you.