Schwinn is not known for quality anymore. Hopefully Wally-Mart will want to service that thing when it has issues, they can't and won't but for the high price they charge for it you might as well dream. I guess they took a cheap single speed and slapped an old school hub kit on it and said let's see how high we can price it.

I would save some money and get something of quality, Bosch, Brose Shimano or even Yamaha make excellent quality motors with good support behind them on generally decent enough bikes. Sure there is some cheap low quality bikes using those motors but most of it is at least decent enough that a normal shop might consider touching it, You will be happier you spent a little more and got a much higher quality bike with better warranties and support.