When buying used bikes first thing to look at after evidence of front end damage is condition of seat lug. Or on a frame like one in top post, top of seat tube. They are very very frequently damaged from inadequate insertion. Back when all frames were sorta similar the rule was 6 to 7 cm inside the frame. Make that 2-1/2” to 3” if you can’t speak metric. Modern frames with sloping top tubes will have huge amounts of seatpost showing. Means you need more post inside frame. Frames break and bend at this point all the time. There is not ever any reason to skimp on seatpost insertion.

On old steel frames it was possible to do lots of bending and repair that damaged seat lug. Sometimes it would be worth it to get out the torch and some brass. Modern frames mostly they get scrapped. Anyone thinking about how little insertion they can get away with will soon be scrapping a frame. Plus medical bills.