Thanks for the help guys, I just got back from a quick ride and I did notice the chain rubbing against something, I think it is because I had the chain on small/small and big/big. Also, while I was riding some guy who is the president of the local bike group saw me in his mini van and asked if I would like to join the group, and he also needed a riding budy. So the moral of this story is yes, good things do happen when you call work and tell them you are going to be late, and then you go ride your bike!