Do any of your bike shops sell used bikes? A few of the ones around here do, you might be able to find something that way, or if they have something on consignment. I recently got my wife a new bike, and she decided against the n+1 methodology I believe a lot of us have, so I sold her Cannondale Quick 4 that I had upgraded extensively over the years for $250 to one of her friends. Do any of your friends have a N+1 problem? That could also be something to look into.