I’m less eager to ride in the rain, but it doesn’t stop me categorically, depending on conditions etc.

Rain gear is really annoying for the reason I don’t have to state. I avoid it to the extent possible. I find fabrics that stay warm when wet so they become warm sponges. Better to be wet that way than from the steam bath I create wearing a rain jacket. I have ankle gaiters which I wore on a long rainy ride, and they worked great. I haven’t had much need to wear them often but they didn’t cause the rain jacket problem for some reason.

One of the worst things about riding in the rain is vision. I normally wear glasses not so much for the vision correction but for protection. Now that I have a helmet mirror, I can take my glasses off in the rain and still have a mirror. This is a big gain. But riding with impaired vision really reduces the fun and incentive. Not only that, I don’t trust motor drivers to see me well, so it’s another factor. And rainy nights can be very scary.