Originally Posted by
Doug64
My wife uses 2 panniers and a Rack Pack on the rear, and has no handling problems.
I like my gear weight distributed between the front and rear of the bike.
I've done both and both workwork, but I also prefer how the bike handles with front and rear bags.
added bonus, and an important one, is that you have ample room to stick groceries in four panniers at the end of day, and or extra water during the day.
Just the "room to stick supper stuff, plus yogurt, fruit, granola etc for next morning breakfast" is totally worth four not full panniers.