Originally Posted by
70sSanO
Whether someone is able to buy a bike, or a car, with cash or whether they need credit is purely academic. And I really don't think this thread needs to head into the "I am able to write a check for..." direction. When some people can buy a house with cash, taking a checkbook to buy a bike or a car is pretty far down the food chain.
The point is that the blanket recommendations against credit really don't hold up to critical scrutiny...And I was giving a counter-example. But I get where you are coming from. If you're beyond a certain age, it's no great feat to muster up enough cash to buy a new car.
PS: I also once bought a new car on a credit card that was tied to my frequent-flyer account. I got a ton of points and paid it off before interest accumulated. Sometimes, debt is the smarter way to go.