You don't say where you're located. Go to a few bike shops and test ride a few bikes and see what the staff recommends size wise.
I did and the guy said forget frame and wheel size, but instead focus on geometry. He said the standover should be 5'4" and I needed a short top tube and long head tube because I don't want to lean over that much. Like I said, the bike will be delivered, since I'm getting it from Ebay or Facebook Marketplace, and I don't want to get the wrong bike.