It ain't pretty (to others) but it can haul ALL the gear and the groceries too, and it can be fitted with whatever you think it need for accessories--I have a back-up light bar so I can mount a rack two feet long and stick every electronic gadget ever made there. It can go faster than you can make it go (50x11 top gear) and climb well enough even fully loaded (34x32 low) even with my weak self riding it.

It has lights and can have more. it has a phone mount on the stem but I am not using it in this pic. it is AL with a CF fork. The front wheel is CF .... the issue with CF wheels is that if you throw the bike on and off a car rack a lot, park it in places which are not too stable (like if you have to hop off the bike and pull a fire alarm in a hurry and the bike falls over .... ) you can damage a CF rim .... which is why it has one Al wheel.

Cost now would be about $1500-$1800 with stock wheels .... This is a Serious work bike. It works Hard, and never falters. And I can take the bags off and ride it as quickly as any of my other bikes.

Think about stuff. Figure out stuff. Come back with a little more precise data and we would be more than pleased to help you.