No I actually don't crash often but having a smaller human sitting in front of you on the handlebars is simply not a safe place for a child. If you are putting them there you are using them as an airbag because if you fall you will unlikely fall backwards but forwards. One doesn't have to crash to understand airbags and bikes and all of that. Plus you are adding a lot of weight to your steering, very high up. Surely this isn't your first time thinking about this, I work at a shop so I maybe encounter it more but it doesn't take much thought to figure out what would happen. Nor do you have to crash once let alone multiple times.

I care about children, I couldn't not having had parents who were in the children's medical profession (pediatric doctor and school nurse) and having friends with kids and also being a kid once myself. However even if you didn't care about kids putting them on high up on handle bars is about the worst place to put that kind of wriggly weight. If I really need to put them in the front get a front load cargo bike as those are generally a lot lower to the ground and easier to ride as the child isn't part of the steering of the bike.

I figure this might also get brought up "what about the Netherlands, they have 46 kids strapped to the front and they blah blah blah". The Netherlands has a much different cycling culture and different culture in general, they also have proper bike lanes infrastructure and it is less crazy. Even still though I wouldn't do what they do even if I was Dutch. I still don't think it is a good place to put loved ones.