Originally Posted by
JohnJ80
- U locks were used for stops during the day and classes. A U-lock and a chain lock were used when they were locked outside at night. This requires two different sets of tools to defeat.
Finally, get good insurance and then rest easy. If it gets stolen, you'll get paid to get a newer higher tech version.
J.
The use of two different locks requiring two tools is no longer a valid statement. Since the time that this sort of advice was good battery powered angle grinders have come out, with a sharp new blade that angle grinder will slice through both of those in under a minute.
Insurance is a good idea, if you live in America Markel is the best. I would suggest that since Markel insures for stated value that you up the coverage by at least $500 beyond what it cost new due to how high bicycle prices have climbed in the last year, and probably upping it to $1,000 would be better. You have to decide how much risk you want to take, not upping the cost to replacement value is cheaper, but then you'll have to pay the difference for a new bike plus your deductible from the insurance. Homeowners insurance you have to pay separately for a bicycle floater which will cost you as much as Markel and won't give you any other benefit coverages that Markel gives you.