Curious as to how some of you know that fraudulent checks are a bigger risk than bad CC's. Could be true, just don't see it in the rural areas I frequent. I'm a retired cabinetmaker that builds furniture to stay relevant. I can't go to a wood supplier that will take a CC, its cash or check and no ID needed. Wife and I RV for a few months each winter, there were 2 private campgrounds in west Texas that took only cash or checks. I've a friend that runs a small ice cream store/luncheonette here in northern NY, takes cash or check and if you've neither he says ok and to mail me a check when you get home. There's also a ATM almost everywhere now. Not standing up for anyone here, but some people just don't want to get involved in the electronic banking thing and giving 3-5% to the banking mafia. I use my CC almost exclusively but carry $50 or so in cash and a single check in my wallet all the time, just lucky to not have that skinny jean body so a wallet is still ok.