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Old 07-13-22, 07:02 AM
  #105  
CheGiantForLife
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Originally Posted by livedarklions
Leasing a bike only makes sense if it is considerably cheaper than buying the bike on credit.
Also, leasing out a car will also provide the company offering the lease with a significant payout at the end when the car is sold while the used bike isn't going to be worth anywhere near its purchase price.
Yes, just like a car lease. Leasing a bike will cost less than buying it on credit.
Of course the bike is worth less than the car. The numbers will reflect that.

Price is irrelevant.
I can lease you a $700 cell phone.
I start with projected value after 3 years, let's say $250
Then I work the monthly numbers around that, to recoup my $450 and give me whatever target annual APY for my risk. Say $30/mo.

Originally Posted by Outrider1
If you're talking about a multi-year lease on a bicycle, would it not make more sense to finance said bike, therefore, you actually own the bike?
The same could be said about car leases.
Yet, car leases are a thing.

Originally Posted by Troul
not all leases are 0$ down, so to put a down payment on a bicycle might really reduce the desirable rate of leasing.
.
The same could be said about car leases.
Yet, car leases are a thing.
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