Originally Posted by
Smaug1
I assume the car hit your family. Unless your wife was doing something illegal at the time, you should be entitled to a new bike + medical expenses + pain & suffering. (if you want to pursue that) It shouldn't even be a question. If the insurance company doesn't want to pay, I agree with the other member who said you need a good lawyer.
Meanwhile, are you back to driving for your errands now?
Yes, I'm back to driving or pedal biking. This is a hidden cost, a loss that's hard to tabulate for the insurance actuaries.
I started typing up a response to the legal advice, but realized I still am not in a position to say much. I used the word 'limbo' intentionally, because it's the most accurate word for the situation.