All the super cool places we discovered over the years have been discovered by everybody else and are not realistic for retirement unless we win the lottery.

I live and work in Phoenix. It's getting better about biking but probably should not be on anybody's list, except that it basically has no winter and is still cheap compared to California. Some great trails and views if you like rocks. This summer has been pretty brutal though. If I stay here I will probably continue to work part time (I'm self-employed and I already tell people I'm semi-retired).

Our other base is northwest Ohio, where we both grew up. We still have most of our real friends there, and may end up there just because it's cheap. Sell the Phoenix house and no need to work part time. The nice thing about a small town is I could start my own C&V scene.

The closer I get to retirement, the more I think I want to live some place where I know people rather than move to a place with great amenities and hope to make new friends.