I live in coastal southern New England so it’s either ride in the winter, or don’t ride. (I can’t really bear indoor, stationary activity much.) So, I look at it as kind of an “embrace the suck” situation. “A necessary evil.” “What doesn’t kill me only makes me stronger.” I’m strictly a road cyclist, and over the decades I’ve finally compiled an ensemble of gear/clothing that allows me to do long-ish rides in temps sometimes even down into the teens, and even single digits. That is…as long as the roads are clear. I have to say, one of the coolest times to be riding is when the snow just begins falling, but hasn’t accumulated on the road yet.
Dan