We got around 4" of snow this weekend. I was focused on house projects and forgot to swap on my studded tires & bar mitts. Without the tires, and needing to haul 500# of construction supplies, I managed to talk myself out of riding on Monday. Same for Tuesday. This morning I resolved to ride anyway, without the studded tires & bar mitts. It went well (the roads are plowed, it's just a matter of dodging the ice patches). In hindsight I regret skipping the last 2 days. The temp rose to 22*F this morning, and I finally have figured out the right amount of gear for 22*F (without much wind). Yesterday, at 6*F, probably would have been fine with just adding the bar mitts. For windy days I'll add another windbreaker.

By the end of the season I might have my gear all figured out...