Wow, you all have been great! You've given me lots to chomp on. I appreciate it.
I do have a shop that utilizes the GURU system. It seems great but also perhaps way too much information. Like one person posted above, after not being on a road bike in decades, how would I know if the feel at the fitting is the right feel after 2, 3 or 4 weeks?
From my old riding days, I do still remember what needs to be done, what the feels should be, location of contact points, etc so I do feel comfortable tinkering myself, especially with cleats.
After reading some of these responses, I went to Lauf's website (just as an example) and looked at their specs for the stem and bar. A quick Google tells me that the stem is $50 or less and the bar is not much more so I think replacing them won't do too much to the wallet. Beyond that, I can play w/ seat height, fore/aft and stem height as I ride.
Okay, perhaps leaning one way now....