Frickin' cold this AM. Not too bad in temperatures - around 20, but my ride was right into the teeth of a biting 11-14 mph wind. At first an ice-cream-headache problem was bothering me, until I noticed that my running tights / long underwear combination did little to protect my down-under-brother from the elements. Yow. Can you say 'turtle'? I thought you could.
edit: on the plus side, the red-winged blackbirds were singing to me as I pedaled past a marshy area.