Quite a few of the folks in our local club, including myself, are getting older (60+) and have had this discussion more than once over the last couple of years. We all have the same thoughts as above. It's not worth the risk.

I have 50mm wheels and I simply don't worry about how fast I can go in a crosswind on a descent. Safety first for me. I personally tend to stay on the hoods as opposed to the drops. My mind and body seem to prefer it. Seeing some of the other responses, maybe I should give the drops another chance. Also, as many folks have said over the years, I have found that riding with as much of a relaxed grip as possible does make things better. Death grip causes extra movement in the front end.