Thanks, Flip Flop Rider, there are two shops in Watertown. The one I visited carries KHS, Specialized and Surly. The owner clearly likes the KHS bikes, and I don't recall seeing a Surly there. The other shop hasn't been open whenever we are in town (I live 45 minutes away). They don't list the brands they carry on their website.

Budget is $1000 +/-. My vitals are 6'2", 33" inseam, 225 lbs.