About two years ago I was riding along a path shortly after a rain. In this area, when it rains, it often washes loose sand and rock from one place to another. I happened to look down, just resting, at exactly the wrong time. I looked back up to see a full dusting of sand right across my path, which also happened to be immediately before a turn. I hit the loose sand, slid off the path into a shallow ditch. Ended up breaking both arm bones in my right wrist. Then I had to get back on the bike and ride 6 miles back to my truck so I could drive myself to the ED.