Originally Posted by
Polaris OBark
If it were cash, I would agree.
If it is a merchandise credit and it requires you to spend more than $800, I disagree (unless you want that gravel bike, in which case you should apply it to one of the new generation, carbon frame, etc). But you can get a great touring frame for $800, better than my Soma Saga, and better than my erstwhile Trek 520 (1990).
You are correct, I can get a good frame for $800 but not from Trek. If I buy it elsewhere I am out $800 and still have a $1,300 Trek credit