I’ve borrowed a few front loaders and they all felt stable with a load. They can feel a bit squirrely when empty. The steering takes some getting used to with an extended front wheel, especially if it’s a smaller wheel. I did find the Urban Arrow hard to manoeuvre in tight spaces. Terrible turn radius. My advice with any bike recommendations is to test ride EVERYTHING. I often find that what works for me ”on paper” doesn’t in the real world.