Answer, FIVE finger discount. While its was a stupid idea, Im sure theres people in these forum that have made a mistake like this. Heres the thing. Everything on that bike was mine. Except for the grips. I did have a job, but the was bailing hay. Seeing how I live in New England, and spring just started, I dont have a job right now. I never wanted to put disk brakes on my bike either, nor do i own a car.