Joined: Aug 2010
Posts: 12,726
Likes: 2,105
From: Madison, WI
Bikes: 1961 Ideor, 1966 Perfekt 3 Speed AB Hub, 1994 Bridgestone MB-6, 2006 Airnimal Joey, 2009 Thorn Sherpa, 2013 Thorn Nomad MkII, 2015 VO Pass Hunter, 2017 Lynskey Backroad, 2017 Raleigh Gran Prix, 1980s Bianchi Mixte on a trainer. Others are now gone.
I suspect by now you are starting to re-think your choice of bike. If you really want that Trek, there is no reason that you can't later get another bike that has more weight capacity and lower gearing, unless you do not have the $ or the storage space for more.
Many people that own touring bikes mostly use it for other riding, actually doing bike touring when they are on vacation. A touring bike can serve very well as your sole bike too.
Someone on this thread mentioned the Trek Checkpoint, post 11. I know four or five people with that bike, they are pretty happy with it. A couple of them have had to replace bottom bracket bearings, but that was after a lot of miles.