Going slightly off topic here, why does one need to access the rear panniers during the daily ride? Anything I need during the day such as food, medical kit, TP, rain jacket, etc. are carried up front in the fork bags or handle bar bag.

Way off topic here > This is our 3rd 240. First one was foolishly sold for no good reason at all. Just did it and I take all the blame. The second one, which we had simultaneously with the first one, was totaled out by a kid who was going to fast in the snow and lost control and forced me into the barrier. I was able to drive home (5 miles) but after inspection it was apparent the repair would be way too costly and I could replace it for that cost. Number 3 took three years to find. I know these cars fairly well and I know what to look for and am picky. Fortunately I was able to find a low mileage beauty driven by an old lady every once in a while. 37k on the clock when I got it, now it has about 64k. That was 7 years ago this fall. Hopefully it is the last car we ever need to purchase as we are both in our 60's and only use it during summer months. The winter car is a 2013 Camry with 37k on the clock. Just got that this past spring.