Never wearing underwire under your bibs or bike shorts is a must.
I went through something similar where everything was fine for decades, and nothing changed, until it did. My issue is in the exact same location. The solution was applying a liberal amount of chamois butter. The issue was solved. If you shower twice a day, you are probably removing the natural oils your body produces thus aggravating the issue - but your hygiene is your business.
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“A watt saved is a watt earned” 🚴🏻♂️

Not a CAT