Originally Posted by
25.4TPI
Oof. At 28% It’d be more financially prudent to deal with the red tape of opening a line of credit at a bank.
Unless their FICO score is a mess. Sounds like their only other choice is a credit card. But those folks want all their money. Grant probably knows there are certain number of huckleberries who won't claim their "gift certificate". The 28% could be significantly less.