I like your collection I-Like-To-Bike and I like your advice. However, if @Spinconn doesn't have the experience with replacing old cables, changing tires and adjusting derailleurs and has a budget for a new bike, I like the Jamis Allegro A3. But that is what I'd get given this list. I like the 700c tires and know if I were to chose to do more trail riding, I could get wider and/or tires with more tread depth. By the way I ride trails with 32mm tires and do just fine. The tires sink a little in some sandy spots that it is acceptable at least on the trails I encounter. It's an aluminum frame as are the others and it is new so there is nothing to adjust. I also think linear pull brakes work great. I don't think there is a need for disk brakes or suspension fork. But this is what I would get. Your needs and tastes may be different. The Citizen is more comfort oriented. it features a Suspension fork, has a sprung seatpost and an upright position.

Have to you been to the bike dealer? Did you try stepping over any of these bikes yet? Any preferences? Did you learn anything from the experience?

Just be sure that you are ok with the stepover height and remember that we sometimes want to mount the bike with the bike completely upright, but give yourself the best chance and lean the bike over so your step over height is lower.

One more note: I'm glad to hear the step through frames are getting popular with men. Share bikes helped with this. With the strength of aluminum frames, especially like this Allegro, it should be plenty strong and resist flexing. If I'm able to live long enough or get arthritis, a step-thru frame is in my plans as well.