I feel your pain, lifelong MA resident. While I love the area for all it affords, weather is always an issue. I’ll ride in the low 40’s and have ridden even colder but the dreaded black ice becomes an issue for me when we fall into the 30’s falling becomes the fear. Wind is always stirring here as well, so temps may be 50 but with a steady 15-20 mph wind the feel and workout is different. Well, sorry for the rant, blessed to be riding regularly at 74. Enjoy the day, all.