Thanks again to everybody who has shared valuable insights in the folder section. After deciding that a folding bike was the way to go, armed with your information I ordered a Swift (black with yellow decal), which arrived this last week from Peter. Although cosmetically battered about by UPS, the bike is simple, elegant and beautiful. Taking it out for a short spin yesterday, I can tell that I have a fun summer ahead of me. It is light and nimble but has the feel of a traditional bike. The best part is that I don't have to worry about it being stolen from my garage (a condo that I share with nine others, from which four bikes have been stolen due to collective negligence), or from my terrace, as was my beloved 1982 Trek last summer. I can just bring it inside, fold it up and tuck it under the stairway. I also look forward to throwing it my hatchback and taking rides out of town. Brilliant!