I read this thread with mixed emotions, only because after a couple really bad days (rain, wind, mechanical failures, etc) I have been feeling like giving up. But I love cycling, I love commuting, and centuries and having a debate every morning I get up as to which bike I will ride today.
Then I read the opener, boy... I know some of the fear of getting back at something. For me I got hit by a car while crossing the street. I was dashing trying to make the light, and stepped into on coming traffic. They didn't see me and I didn't see them. When I stopped flying I was in the middle of an intersection with massive trama to my right leg, and a dislocated hip.
It took me some time before I was ever comfortable crossing the street. It was incredibly stupid, at least I thought, so I worked at facing the fear to cross the street.