Originally Posted by youth

i've got renter's insurance to cover 5000 dollars worth of **** (sadly that's probably more than i own, outside of car, bike, computer-- and those are all covered separately) and i forget what it's called but i am covered with all kinds of personal liability and all that stuff on my bike, like a car. if i hit someone, it's covered. if someone hits me, it's covered. if i fall and break my arm or my laptop (what laptop u__u ) it's covered. this is all through usaa which i have my car insurance through, and it totals at like 12 dollars a month. pretty good stuff.