Here is my latest folder. I bought the frame/fork from Peter and built it with spare parts.

I wanted a bike that I could ride in shorts and sandals and not have to worry about cycling shoes, padded shorts etc...

This bike fits the bill perfectly. It is built pretty basic. I'm running a single cog on an 8/9 speed rear hub.
The front chain ring is 52t and the rear cog is 15t...

Some of my favorite things about the Swift vs my other folders.

1. The removable stem riser is the cleanest setup I've seen on any folder. It is a very strong design yet very simple. No, you cannot fold the stem unit but it is very easy to remove if needed
2. Horizontal dropouts- A big plus for fixed and single speeds
3. Higher horizontal top tube(mono tube?). The design of the frame makes it feel more like a "big" bike than any other 20" wheeled bike I own.

I love my Bike Fridays but I'm extremely impressed with Swift....