Um, i live in the sunset and work at SF City Hall. I don't have to worry about bike theft, we have a bike room that is locked, it's pretty high tech and stuff.
That felt f85 is looking pretty good, if i could find a used one i'd definitely go for it. Not sure if i want to take the plunge right now and splurge 500 bucks all at once.
Well, from my house i bike down to Lincoln Way, all the way down to Haight street, and from there i follow it down all the way downtown. There's relatively few hills if i go this way.