Scares?
I have a commuter rain bike, and two other bikes that I would prefer to ride before my main road bike. I just don't want to spend an hour cleaning everything up-- unless it is for a race. My rain bike, mountain bike. or fixed gear will do just fine in nasty weather. Am I a fairweather biker? I commute year-round in a very rainy area... I don't think so. Most people don't drive their Porche in a blizzard, either.