You can find killer deals on painniers on e-bay, mate. Folk's buy a bike
and all the goodies only to find out that cycling is "work" so they sell
off stuff cheap.
Also the Serria is a good enough bike to make an excellent daily driver.
Just keep the maintaince up and replace components as they wear out
with good DURABLE components to make and excellent work bike.
If the bike pays it's own way then pamper it with good care.