Yeah, I know it's July & all but I wanna get a good jump on Winter this year. Currently I have but 1 bike, a Trek 7.5 FX & I'm looking at getting a second bike for foul weather/winter commuting. From what I've gathered from the "good 'ol inter-web" is that studs, disc brakes & fenders are a must. I've also read that one should use automobile motor oil to lube the chain in winter, correct or no?

I plan on purchasing a low end hard-tail & equipping that for Winter riding sometime in the early fall. I've been to Ice Bike & other sites but want some feedback from you good people.