I have a Townie 21 speed. I'm a woman and I'm close to 5'10" (32" inseam)and I can extend my legs fully and still am able to put my feet flat on the ground when I stop. I bought it at REI and have been pleased with their service. The LBS I frequent in High Springs, FL will do lifetime tuneups on the bikes he sells. He has a hard time keeping the Townie in stock. I hadn't really done any biking since my childhood and I felt shaky on something too tall. I really like the Townie, but my butt still gets sore after 12-15 miles. I think that's the downside of sitting up straight.