Thanks, I have been visitng shops and noone here is carrying the "commuter" bikes not even the "urban" bikes like the Soho, Portland, No Novarra-No REI, Su200. I have seens some 7.x FX with discs, and they have all the holes prepped for racks/paniers.

I have been giving thought to the heat/rain and I agree light wear/quick dry and a change at the office is the way to go. I'd love to hear form other Florida riders. I will make a new topic to see if there are others on this forum.

Thanks again.