You could sue yourself for negligence and enter into a "structured settlement that spread payments out over, say, 20 years. The advantage of this is; any money you pay out for damages is tax deductable, while any money you receive for damages is tax free. Thus, through a structured settlement we can convert 20 years of income to tax free status. Again, because the parties would be amenable to settlement, the attorneys fees can be reduced. There is some complex tax planning involved, but it is doable. In fact, I'd be willing to do it on a contingency basis of 15%. Talk about a win-win! bk