Somewhere, out there is a bike company that sells lugged steel bikes made by Maxway (the dudes who manufacture Surlys and IROs and others) because Maxway makes lugged steel bikes. My point being that somewhere, out there is a decent production lugged bike for probably about $400 a frameset. There's got to be, right?
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Lemond Zurich, Cinelli Hobootleg Geo, ICan gravel bike, Tifosi Rostra, Specialized vado turbo