One of the employees here at Microsoft was hit by a car while on his kick bike (kickbike.com) on the way to the University. The driver’s insurance company is claiming that it is his fault. Quote from there letter: “We feel that your failure to maintain a proper lookout, failure to keep your kickbike under control, and traveling too fast while approaching the intersection constitute negligence greater than 49%. Therefore, we will be unable to make payments for anything other than your medical bills and lost wages related to the accident. Our decision has been based on the facts presented to us. If you have any additional information, which would be relevant to your claim, please forward this information to us for our consideration.”
This is his basic reply
The real facts in the matter are sufficient to show that the three above statements are incorrect, “[1] your failure to maintain a proper lookout, [2] to keep your kickbike under control, [3] and traveling too fast while approaching the intersection.”
First, I did not fail to maintain a proper lookout. In fact, according to the police report, the driver was cited for improper lookout. I received no such citation. I find it ironic that I have been accused of the very act of negligence performed by the driver that has caused all of my pain and loss. On the contrary, I had a very good lookout on the entire accident and was helpless to protect myself due to the careless actions of the driver. To accuse me of improper lookout is slanderous and unfounded.
Second, I did not fail to keep my kickbike under control. I had complete control over my kickbike at the time of the accident, but I was unfortunately at the mercy of the negligence of the driver. Again, the police report clearly states that the driver’s failure to maintain a proper lookout was the cause of the accident. There is no supporting evidence in my statement or from the police report to sustain an accusation that I was in any measure out of control.
Third, I was not traveling too fast while approaching the intersection. The police report indicates that I was traveling 15mph—far below the posted limit of 35mph. There are no facts of any kind to establish that I was traveling too fast.
Anyhow, if the insurance company is going to push back, he needs a lawyer, can anyone recommend a good bicycle lawyer?
Thanks in advance, I love this forum