lets see. i pay $450 a year for $750,000 life insurance on myself, $600 every 6 months for car insurance for our 2 cars, $750 a year for my homeowners/wife jewelry, etc. $50 for accidental dismemberment, $200 for malpractice insurance, just spend almost $1,000 on a will as insurance against a probate proceeding if we die....

yeah... $75 for my Bell Furio that i wear when i can come close to death on each and every ride i take (275-300 times a year) seems about right.....It's $75 worth of insurance.....all of the above insurance i will hopefully never use.