Originally Posted by RonH
Forget all that appearance stuff. Go for the good stuff. Get a decent pair of lycra shorts. Or better yet, get bibs. That's what the pros wear (and any self respecting cyclist).

Ron, Ron, Ron, what are we gonna do with you? Any 'self respecting' cyclist will wear whatever pleases them and not worry about looking like the pros. The pros got some damn nice bikes too...so if I wanna look like a sewious pro cycwilst I prolly need one of them, not to mention the team kit, matching helmet, shoes and, of course, good drugs. A skinny, shaved bod might help too.
To the OP: If you want baggies, you got two choices - the cycling specific baggies with the integrated lyrca inner pant and chamois, or a pair of padded undies or regular spadex cycling shorts worn under flat-seamed or gusseted cargo shorts. I usually just wear cargo shorts (or jeans/patrol pants in the winter), though for longer rides I'll wear padded undies or my one pair of spandex cycling shorts. Padded undies are cheaper than cycling shorts, but the cycling shorts can be worn by themselves...so are kinda dual purpose. I don't much like the cycling specific baggies with the inner-pant/chamois - they never seem to have enough pockets, are rarely found in anything but black, blue or gray anymore, are usually too damn baggy, and usually don't have the option to remove the inner pant - so if you opt for these, keep those things in mind when choosing a pair.