Wet for me as well. I was riding down a street, not paying attention, and hit a rut between one of our 6 inch thick ice sheets. Needless to say I went down fairly hard and covered myself in wet dirty snow and slush.
Anyhow, tore my jacket and my new wool jersey. The jersey is fine... just a small hole. Besides I put holes in everything sooner or later. My J&G jacket is toast. Too big of a rip. Guess I know what I will be hunting for this weekend since it takes J&G too long to ship. Must have something before Monday.
As for my bike, I bent my front left shifter. That was one easy fix. Just moved it back into place.
My elbow has seen better days. Ouch ouch ouch ouch.
My new motto: PAY ATTENTION!