Naaah...I'm thick skinned. I do have a tendancy to defend my XLT b/c it's sorta an underdog, I think. It's a good bike, though there are better ones out there.
About bearings: You should be able to go to a bearing shop and get replacement bearings as you toast them. You can specify that you want a low RPM heavy load / heavy side load bearing. Mine are still okay, but I still have a full set for spares just in case.